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HVAC Zero Percent Financing 24 Months

HVAC Zero Percent Financing 24 Months....

Save 5 Ways with our Limited Time Offer

It’s Super Easy & Applying will NOT Impact your Credit Score in Any Way

zero interest HVAC financing – woman pointing upward to offer - image

While interest rates keep going up, AC Direct brought ours down….to ZERO

And yes, we can arrange zero percent HVAC financing or lease-to-own (bad credit or no credit) for your air conditioner and heating needs for just about all of our customers. See details below.

You save 5 ways when you buy from AC Direct and take advantage of our 24 month zero percent air conditioner financing offer.


  1. Buy your HVAC equipment at wholesale pricing and save up to 64% off local contractor pricing
  2. Get free shipping on your system order
  3. Don’t tie up your capital AND save hundreds in interest charges
  4. Save hundreds of dollars each year on utilities with your new energy efficient equipment
  5. Get our popular 7 night luxury resort stay for 4 travelers for orders of $2500 and up ($2163 value)

This offer includes the following:

  • AC financing
  • Furnace financing
  • Financing for hvac replacement
  • Central air financing
  • Goodman hvac financing
  • Heating and air financing



Your new cooling and heating system can be on its way within days!
And no down payment!




Credit cards are known for charging higher interest rates than many other financial products, but with this air conditioner 0 percent financing offered by AC Direct, you can avoid the high rates charged by many credit card companies.

So, in addition to the huge savings we offer our customers, we’ll help you save even more when you pay for your new HVAC over 24 months with absolutely zero interest. Of course, this offer is subject to credit approval and not everyone will be approved for zero percent financing.

But you may still be offered traditional financing options if you need a budget-friendly way to pay for your new air conditioner system. This offer is subject to credit approval.

Will I Qualify for This 24 Month HVAC Financing Offer?

To qualify for this special 24 month 0% interest offer, you’ll need a good credit score. If you don’t qualify for this particular offer, we’ve got many, many other interest-bearing options for you that will automatically be presented to you when you complete the online application with NO impact on your credit score.

How Do I Apply for This Air Conditioner Zero Percent Financing?

  1. First, select the system or equipment you need from our website
  2. Add your selection to your cart
  3. At checkout, select “Finance your purchase and get 0%”
  4. When you complete the order, you will be automatically directed to the financing application where you will get an immediate response. No waiting and no delays! You can be approved in about 2 minutes.

What if I Have Little or No Equity in my Home?

The equity in your home is not checked and is not a consideration for this offer. So a low equity position in your home will NOT matter.

Do I Need any Documentation to be Approved?

No, you do NOT. No tax returns, no bank statements, no check stubs….It couldn’t be any easier!

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Will I Get your 7 Night Luxury Resort Stay with This Offer?

Yes. All orders over $2500 qualify for our complimentary 7-night luxury resort stay for up to 4 travelers. ($2163 value)

Will Getting Preapproved Hurt My Credit Score?

Not at all. Checking to see if you can be approved will have exactly zero impact on your credit score. If you are declined or approved for financing, your credit score will not be affected in any way.

If you are approved AND accept the financing offer you will then experience a “hard” pull on your credit report…. and only if you choose to move forward with the approved financing offer.

Are There Any Application Fees or Other Costs?

None whatsoever! This 0% interest offer is completely free of any costs or fees to you. Just pay back the cash price of your system over 24 months. Nothing else.

Will I Have a Lien Put on my House?

Absolutely not! This is a completely unsecured loan meaning you will not be asked for any collateral.

What if I Have Bad Credit or No Credit?

If for any reason you aren’t approved for this HVAC 0 % financing offer, we approve customers each and every day with bad credit and no credit under our super popular no credit needed program.

Simply add your product selection to your cart and click on the “no credit needed” payment option at checkout.