America's Leading Discount HVAC Supplier Since 2001 ...
and now, NASCAR Racing Sponsor
Ask an Expert
866 862 8922
Hours of Operation 8am - 8pm EST
11am - 8pm EST
Your Payment Options
Pay by Credit Card
We accept all major credit cards: VISA, MASTERCARD, DISCOVER, AMERICAN EXPRESS.
Shop With No Credit Needed
Applying does NOT affect your credit score.
- Quick Online Application
- HVAC Loan Program for Bad Credit – (Lease Purchase)
- Build or Rebuild Your Credit with us
- HVAC Lease-To-Own
- No Credit Needed
- Bad Credit OK
- Instant Approvals up to $12,000
- Payments from just $99 for complete systems
- 6-12 Month Early Purchase Option Savings
Don't wait, find out how much you qualify for right now! Or add your favorite equipment to cart and choose no-credit-needed as your payment option. Learn more
At checkout, under payment options, click No Credit Needed option to qualify
Financing
AC Direct offers financing via Affirm for the purchase of our products. Simply place the items in the shopping cart and select Affirm as a method of payment and you can apply for credit line.
PayPal
Securely shop and pay online at the speed of want.You don’t have to enter card numbers or personal information to make an online payment. With just an email address and password, you can securely check out.
Pay by Phone
Simply call us toll-free at 1-866-862-8922. Your Personal Adviser will assist in completing your order. You can then pay using a major credit card or arrange payment via wire transfer or ACH.
Wire Transfer
Call us toll-free at 1-866-862-8922 and we will provide the wire instructions needed by your bank to complete a wire transfer payment of your order. Give these instructions to your bank along with the dollar amount of your order and the funds will be transferred within hours.