Your Payment Options

Pay by Credit Card

We accept all major credit cards: VISA, MASTERCARD, DISCOVER, AMERICAN EXPRESS.

Shop With No Credit Needed

Applying does NOT affect your credit score.

Quick Online Application
HVAC Loan Program for Bad Credit – (Lease Purchase)
Build or Rebuild Your Credit with us
HVAC Lease-To-Own
No Credit Needed
Bad Credit OK
Instant Approvals up to $12,000
Payments from just $99 for complete systems
6-12 Month Early Purchase Option Savings

Don't wait, find out how much you qualify for right now! Or add your favorite equipment to cart and choose no-credit-needed as your payment option. Learn more

At checkout, under payment options, click No Credit Needed option to qualify

Financing

AC Direct offers financing via Affirm for the purchase of our products. Simply place the items in the shopping cart and select Affirm as a method of payment and you can apply for credit line.

PayPal

Securely shop and pay online at the speed of want.You don’t have to enter card numbers or personal information to make an online payment. With just an email address and password, you can securely check out.

Pay by Phone

Simply call us toll-free at 1-866-862-8922. Your Personal Adviser will assist in completing your order. You can then pay using a major credit card or arrange payment via wire transfer or ACH.

Wire Transfer

Call us toll-free at 1-866-862-8922 and we will provide the wire instructions needed by your bank to complete a wire transfer payment of your order. Give these instructions to your bank along with the dollar amount of your order and the funds will be transferred within hours.

Free Shipping On Orders Over $1500